The challenge of traveling almost quarterly between Australia and the Philippines is that the travel expenses lodged to credit card accounts can accumulate quite fast. This requires me to be creative and aggressive doing work to resolve these concerns while maintaing other household responsibilities.
I guess this is also the reason why I look forward in being fully back in the Philippines by the year end of 2009 as going in-and-out - 4 times a year (my sched for 2008 & 2009) can be very expensive. That easily cost US$6000 a year.
I guess for those of us who have experienced being in debt and recovered from it, the desire to secure loans is not as strong as it used to be. I guess that is partly due to the harassing credit system in the Philippines.
Friends in the U.S. and Australia can avail of payday loans to help in payments for concerns like this fast and easy.
In the US, there are entities like Payday One Loans to address these kind of concerns. Payday One is a company based and licensed in the United States and is not an offshore payday lending company. Parties based in the U.S. can apply for a cash advance 24/7 from home or work using a secure online loan application instead of making time to visit actual establishments. Even those with low credit scores are given the chance to be reviewed for possible approval.
(a sample testimonial)